Fund Access (“we”, “our”, or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, protect, and delete your data when you use the Fund Access mobile application and its related services.
By accessing or using the Fund Access app, you acknowledge that you have read, understood, and agreed to the practices described in this Privacy Policy.
We follow a data minimization approach and collect only information that is necessary to:
Evaluate loan eligibility
Perform credit and risk assessment
Complete identity verification (KYC)
Prevent fraud and unauthorized activity
Improve service quality and system stability
Comply with applicable legal and regulatory requirements
We do not collect irrelevant personal information or access data unrelated to the services provided by the app.
What we collect
With your explicit consent, the app may access financial-related SMS messages received on your device within the last 6 months, such as bank transaction alerts, salary credit notifications, and loan repayment messages. Personal conversations and non-financial messages are not accessed.
Purpose of collection
This information is used solely to support credit assessment, verify income patterns, and prevent potential fraud.
Data handling and protection
We do not actively share SMS data with any third party
All data is encrypted and securely uploaded to https://api.fundaccessapp.net/
SMS data is automatically deleted after the assessment process is completed
What we collect
We collect limited metadata about installed applications on your device, such as package names and application categories. We do not access app content, usage history, or credentials.
Purpose of collection
Used exclusively for risk profiling, fraud detection, and improving underwriting accuracy.
Data handling and protection
We do not actively share this information with any third party
Data is encrypted and transmitted to https://api.fundaccessapp.net/
The data is deleted immediately after risk evaluation is completed
What we collect
Technical device information, including device model, operating system version, device identifiers, language settings, screen size, and network status.
Purpose of collection
This information is used to ensure app compatibility, authenticate devices, enhance account security, and prevent unauthorized or duplicate registrations.
Data handling and protection
We do not actively share device information with any third party
All device data is securely encrypted and uploaded to https://api.fundaccessapp.net/
Device-related data is deleted after verification and security checks are completed
What we collect
Access is requested only when you voluntarily upload identity-related materials, such as government-issued ID documents, selfies, or address verification files.
Purpose of collection
Used strictly for identity verification (KYC), regulatory compliance, and fraud prevention.
Data handling and protection
We do not actively share images or documents with any third party
All files are encrypted and securely transmitted to https://api.fundaccessapp.net/
Uploaded materials are deleted after verification, unless retention is required by law
What we collect
Anonymous usage and interaction data, including pages viewed, buttons clicked, session duration, and navigation behavior.
Purpose of collection
This data helps improve app performance, optimize user experience, and detect suspicious or abnormal activity.
Data handling and protection
We do not actively share usage behavior data with any third party
Data is encrypted and uploaded to https://api.fundaccessapp.net/
Usage data is automatically deleted after analysis
We may use your information to:
Assess eligibility for financial products
Verify identity and complete KYC checks
Detect and prevent fraud or unauthorized access
Improve app functionality and service quality
Communicate service updates or alerts, if permitted
We retain personal data only for as long as necessary to fulfill the purpose for which it was collected or as required by applicable laws.
Assessment-related data is deleted after use
Account-related data is deleted once the loan is fully closed or the account becomes inactive
Certain data may be retained if legally required by regulators or authorities
We implement industry-standard security measures, including encryption, secure communication protocols (SSL), firewall protection, and strict access controls to safeguard your information.
We do not sell, rent, or trade your personal data.
Your information may be disclosed only to:
Authorized lending or service partners for loan processing
Regulatory or legal authorities when required by law
Technical service providers bound by confidentiality obligations
You have the right to:
Access your personal data
Request correction or deletion
Withdraw previously granted consent
Submit a complaint regarding data misuse or unauthorized access
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:
Email: support@kanzahinvestfin.com